Commercial & Retail
Retail and commercial programs built around your tenants and your lenders.
Shopping centers and mixed-use properties carry a lot of foot traffic and a lot of contracts. The program only works if the property, the liability and your tenants' insurance obligations line up.
What owners are up against
The problems I see most.
Premises liability
Slip-and-fall and security claims drive liability costs, especially at open-air and high-traffic centers.
Tenant risk transfer
Leases and certificates that don't match can leave the owner paying for a tenant's loss.
Lender requirements
Limits, deductibles and endorsements have to satisfy every loan in the portfolio.
How I approach it
What a commercial & retail program with me looks like.
- Portfolio-wide property and liability placed on the right structure, standalone or layered
- A review of lease insurance requirements and certificate tracking gaps
- Umbrella and excess towers sized to your exposure, not a round number
- Open-market, captive and alternative options compared side by side
Let's look at your commercial & retail program.
Tell me about your portfolio. I'll tell you honestly whether there's a better structure, a better price, or neither.
Start the conversation