Hospitality
Hospitality programs for portfolios that never close.
Hotels combine real estate risk with an operating business that runs around the clock. Guests, employees, food and liquor, and brand standards all shape the program.
What owners are up against
The problems I see most.
Guest and premises liability
Security, assault and premises claims are among the largest drivers of hospitality liability costs.
Business income
A closed property loses revenue every day, so business income limits and waiting periods matter.
Brand and franchise requirements
Flag standards dictate limits and coverages that have to be met across every property.
How I approach it
What a hospitality program with me looks like.
- Portfolio property programs, standalone or layered, with business income sized to real revenue
- Liability, liquor and umbrella structured together so nothing falls between policies
- A review against franchise and lender insurance requirements
- Captive and alternative risk options for larger portfolios
Let's look at your hospitality program.
Tell me about your portfolio. I'll tell you honestly whether there's a better structure, a better price, or neither.
Start the conversation