Data Centers
Data centers need capacity that most programs weren't built for.
Data centers pack extraordinary values into a single building, and a single outage can be very costly. Insuring them well takes capacity, specialist markets and careful attention to equipment and downtime.
What owners are up against
The problems I see most.
Extreme concentrated values
Building and equipment values often exceed what any one carrier will write.
Equipment breakdown and downtime
Power, cooling and electrical failures can cause losses well beyond the physical damage.
Construction and development
Large builds need builder's risk and delay-in-start-up coverage that match the schedule.
How I approach it
What a data centers program with me looks like.
- Layered and quota-share property programs combining domestic and London markets
- Equipment breakdown and business income structured around real downtime exposure
- Builder's risk and delay-in-start-up for development projects
- Captive and alternative risk structures where they make sense
Let's look at your data centers program.
Tell me about your portfolio. I'll tell you honestly whether there's a better structure, a better price, or neither.
Start the conversation